Understanding your flood risk is more important than ever – be prepared

Find out your property's flood risk

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This tool accesses FEMA flood maps and provides a general assessment of the risk of flooding based on those FEMA flood maps. It is not meant to provide legal or financial advice, serve as an authoritative and/or accurate assessment of current or future flood risk by Fannie Mae, or promote the purchase of flood insurance for your home. Note: demographic information will solely be used to gauge response to this outreach.


cleaning up flood damage indoors

Ask yourself these additional questions

Request this information from FEMA using this template. 

Reach out to your local insurance provider. 

Enter your address on FEMA’s National Risk Index to find out.

Are you prepared for the financial impact of a flood?

1 in 8 households have experienced flooding in the past five years

1 inch of water — average of $27,000 in damages

1 foot of water — average of $72,000 in damages



*Perspectives Blog: Fannie Mae Survey Underscores Opportunity to Raise Consumer Awareness About Flood Risk and Flood Insurance
**FEMA – National Flood Insurance Program: The cost of flooding

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Ready for flood insurance? Take the next step.

Standard home insurance policies do not cover damage from flooding. Talk with your home insurance agent about flood insurance options. If you live in a county that participates in the National Flood Insurance Program (NFIP), you can purchase NFIP flood insurance.

Get started with this checklist

Flood risk FAQ

Find answers to frequently asked questions relating to flood risk and flood insurance.

See FAQ