Find a lender
If you have been consistently paying your rent over the past 12 months, have a credit score of 620 or higher, and are interested in purchasing a home, the first step is to talk to a mortgage lender. A lender can determine if your rent history can help you qualify for a home loan, starting with a more in-depth review of your credit history and financial standing.
To learn more, talk to your preferred lender about how you can make your rent count. You can also select your state from the drop-down menu below and click the filter by state button to find lender(s) near you that consider rent payment history in their mortgage qualification process.
All information, content, and material related to this lender lookup resource is provided for informational purposes only and should not be construed as an advertisement, endorsement, or evaluation of any lender or service.
| Lender | NMLS Number* | Phone | Website |
|---|---|---|---|
| 1st 2nd Mortgage Company of NJ Inc | 115981 | 1-800-562-6466 | https://www.1st2ndmortgage.com/ |
| Acopia Home Loans | 4664 | 1-888-859-5537 | https://acopiahomeloans.com |
| ALCOVA Mortgage | 40508 | 1-855-462-5268 | https://alcova.com |
| Allied Mortgage Group, INC. | 1067 | 1-877-448-2745 | https://www.alliedmg.com/ |
| Amarillo National Bank | 644528 | 1-800-262-3733 | https://www.anb.com |
| American National Bank of Texas | 445248 | 1-800-837-6584 | https://www.anbtx.com |
| American Pacific Mortgage | 1850 | 1-916-621-6588 | https://www.apmortgage.com |
| Ameris Bank | 408099 | N/A | https://www.amerisbank.com/Personal/Borrow/Mortgage-Loans |
| AmeriSave Mortgage Corporation | 1168 | 1-866-514-7283 | https://www.amerisave.com |
| AnnieMac Home Mortgage | 338923 | N/A | https://www.annie-mac.com/branch |
| Arvest Bank | 403249 | 1-844-626-1556 | https://www.arvest.com/home4me |
| Bay Capital Mortgage Corporation | 39610 | 1-410-974-6044 | https://www.baycapitalmortgage.com/ |
| Benchmark Mortgage | 2143 | 1-800-236-1824 | https://benchmark.us/ |
| Brazos National Bank | 473879 | N/A | https://brazosbank.com/ |
| Capital International Financial, Inc. | 1036987 | 1-877-430-2274 | https://gorates.com/ |
| Carrollton Bank | 719258 | 1-314-296-6746 | https://www.carrolltonbanking.com/ |
| CMG Financial | 1820 | 1-800-501-2001 | https://www.cmgfi.com/ |
| Columbia Credit Union | 401934 | 1-800-699-4009 | https://www.columbiacu.org/ |
| Cornerstone Home Lending, Inc | 2258 | 1-877-621-4663 | https://www.houseloan.com/ |
| CrossCountry Mortgage, LLC | 3029 | 1-877-773-1226 | https://crosscountrymortgage.com/ |
| Developers Mortgage Company | 225548 | 1-844-236-8697 | https://www.developersmortgage.com/ |
| DHI Mortgage Company | 14622 | 1-800-315-8434 | https://www.dhimortgage.com/ |
| Dignified Home Loans | 309234 | 1-888-225-7985 | https://www.dignifiedhomeloans.com/ |
| EMM Loans LLC | 2926 | 1-800-257-4487 | https://www.emmloans.com/ |
| Envoy Mortgage, Ltd. | 6666 | 1-877-232-2461 | https://www.envoymortgage.com/ |
| Equity Resources, Inc. | 1579 | 1-800-270-7082 | https://callequity.net/ |
| FBC Mortgage, LLC | 152859 | 1-866-766-8885 | https://www.fbchomeloans.com/ |
| Fifth Third Bank | 403245 | 1-866-351-5353 | https://www.53.com/mortgage |
| Finance of America Mortgage LLC | 1071 | 1-800-355-5626 | https://foamortgage.com/ |
| First Reliance Bank | 411728 | 1-888-543-5510 | https://www.firstreliance.com/ |
| FNBO | 851318 | 1-877-687-5626 | https://www.fnbo.com/personal-banking/mortgage-loans/ |
| Geneva Financial, LLC | 42056 | 1-888-889-0009 | https://www.genevafi.com/ |
| Gershman Mortgage | 138063 | 1-800-457-2357 | https://www.gershman.com/ |
| Gold Star Mortgage Financial Group | 3446 | 1-800-201-5626 | https://www.goldstarfinancial.com/ |
| Guild Mortgage Company LLC | 3274 | 1-800-971-3864 | https://www.guildmortgage.com/ |
| Highlands Residential Mortgage | 134871 | 1-866-912-7511 | https://www.highlandsmortgage.com |
| HighTechLending, Inc. | 7147 | 1-866-714-2040 | https://hightechlending.com/ |
| Homeowners Financial Group USA, LLC | 93718 | 1-480-305-8500 | http://www.homeownersfg.com |
| HomeServices Lending, LLC | 490683 | 1-866-531-0904 | https://homeserviceslending.com/ |
| Homewise | 188231 | 1-505-983-9473 | https://homewise.org/ |
| IBC Mortgage | 421821 | 1-866-601-2884 | https://www.ibc.com/personal/mortgage |
| Intercap Lending, Inc. | 190465 | 1-888-643-2133 | https://www.intercaplending.com/ |
| InterLinc Mortgage Services, LLC | 205696 | 1-855-546-2562 | https://interlincmortgage.com/ |
| Legacy Mutual Mortgage | 278675 | N/A | https://legacymutual.com/ |
| LendFriend Home Loans DBA AmCap Mortgage | 129122 | 1-512-657-1333 | https://www.lendfriendhomeloans.com/ |
| LHM Financial Corporation | 148530 | 1-877-443-9090 | https://www.lhmfinancial.com/ |
| Logix Federal Credit Union | 503781 | 1-804-328-5838 | https://www.logixbanking.com/ |
| MegaStar Financial | 3043 | 1-877-922-8800 | https://www.megastarfinancial.com/ |
| Member First Mortgage, LLC | 149532 | 1-566-898-1818 | https://memberfirstmortgage.com/ |
| Mountain America Credit Union | 462815 | 1-800-277-7703 | https://www.macu.com/ |
| Mutual of Omaha Mortgage, Inc. | 1025894 | 1-800-24-RATES | https://www.mutualmortgage.com/ |
| Nations Lending | 32416 | 1-888-434-4690 | https://www.nationslending.com/ |
| NBKC Bank | 409631 | 1-800-375-8096 | https://www.nbkc.com |
| NFM Lending | 2893 | 1-888-233-0092 | https://nfmlending.com/ |
| NJ Lenders Corp | 35286 | 1-800-908-0005 | https://www.njlenders.com/ |
| NRL Mortgage | 181407 | 1-800-675-6423 | https://nrlmortgage.com/ |
| Premier Mortgage Resources | 1169 | 1-866-733-3700 | https://www.pmrloans.com/ |
| PrimeLending | 13649 | 1-800-317-7463 | https://www.primelending.com/ |
| Prosperity Home Mortgage, LLC | 75164 | 1-877-275-1762 | https://www.phmloans.com/ |
| Rocket Mortgage | 3030 | 1-888-452-8179 | https://www.rocketmortgage.com/ |
| Royal Credit Union | 543781 | 1-800-341-9911 | https://www.rcu.org/ |
| Ruoff Mortgage | 141868 | N/A | https://ruoff.com/ |
| Salem Five Mortgage Company | 4662 | 1-800-850-5000 | https://www.salemfive.com/personal/mortgages/ |
| Sente Mortgage | 132111 | 1-800-994-0562 | https://www.sentemortgage.com/ |
| Synergy One Lending, LLC. | 1907235 | 1-888-995-1256 | https://loans.s1l.com/renters-advantage/ |
| The Mortgage Firm, Inc. | 189233 | 1-866-404-1249 | https://www.themortgagefirm.com/ |
| Thrive Mortgage | 268552 | 1-512-930-7888 | https://thrivemortgage.com |
| United Wholesale Mortgage | 3038 | 1-800-BROKERS | https://findamortgagebroker.com/ |
| University of Wisconsin Credit Union | 411231 | 1-800-533-6773 ext. 2810 | https://www.uwcu.org/ |
| U.S. Bank | N/A | 1-855-332-5174 | https://www.usbank.com/ |
| US Mortgage Corporation | 3901 | 1-800-562-6715 | https://usmortgage.com/ |
| VanDyk Mortgage Corporation | 3095 | 1-888-482-6395 | https://www.vandykmortgage.com/ |
| Virginia Credit Union, Inc | 407552 | 1-804-323-6000 | https://www.vacu.org/ |
| VyStar Credit Union | 416319 | 1-800-445-6289 (option 3) | https://www.vystarcu.org/personal/borrow/home-loans |
*An NMLS number is assigned to mortgage lenders by the National Mortgage Licensing System.
The information provided in the lender lookup resource is provided by participating lenders and is not evaluated by Fannie Mae.
Please contact a lender for information about their lending activities in your state as not all lenders operate in every state.
PLEASE NOTE: This list does not include all lenders who can consider rent payment history as part of their qualification process.