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Digital Mortgage Solutions
Own the
mortgage experience
Discover solutions across the mortgage experience:
Digital mortgage solutions are designed to help you deliver the best experience at every stage of the mortgage life cycle — from origination to servicing and beyond. Equip your business to provide the fast, secure, and contactless mortgage experience your customers deserve.
Ensure data-
driven experiences
Modernize your operations with a
secure digital platform that connects you to the data that powers your business.
Modernize and
save paper
Eliminate manual, resource-intensive
processes and reduce mountains of
paper with digital tools.
Work faster and more
efficiently
Leverage automated tools to move
at the speed your customers
deserve and grow your business.
Deliver contactless
experiences
Give your customers peace of mind
through safer, contactless
interactions that help you stay more connected than ever.
Why use digital mortgage solutions?
SCROLL DOWN
End-to-end technology leads to exceptional experiences
Insights
Servicing
Delivering
Selling
Origination
Lending solutions
Servicing solutions
Lending solutions
Servicing solutions
The industry-leading
underwriting system.
Desktop
Underwriter®
ORIGINATION
Validate income, asset, and
employment data.
DU® Validation
Service
ORIGINATION
Leverage appraisal data and
powerful analytics to manage
collateral risk.
Collateral
Underwriter®
ORIGINATION
Ensure simple and efficient
sale of loans to Fannie Mae
in exchange for MBS.
Pricing & Execution
– MBS®
SELLING
Optimize liquidity by selling
whole loans to Fannie Mae.
Pricing & Execution
– Whole Loan®
SELLING
Efficiently connect with servicing
buyers for co-issue transactions.
Servicing
Marketplace®
SELLING
Use our APIs to connect
to our data.
Application
Programming
Interfaces (APIs)
INSIGHTS
Get visibility into data,
reporting, and analytics.
Fannie Mae
Connect™
INSIGHTS
Offer contactless, digital
closing options.
eClosings &
eMortgages
DELIVERING
Submit loans for whole loan
and MBS pools.
Loan Delivery
DELIVERING
Identify potential delivery edits
prior to loan delivery.
EarlyCheck™
DELIVERING
Efficiently connect with servicing
sellers for co-issue transactions.
Servicing
Marketplace®
SELLING
Simpify the process of
determining workout eligibility.
Servicing Management
Default Underwriter™
SERVICING
Access accurate, near
real-time, loan-level data.
Loan Servicing
Data Utility
SERVICING
Use our APIs to connect
to our data.
Application
Programming
Interfaces (APIs)
INSIGHTS
Get visibility into data,
reporting, and analytics.
Fannie Mae
Connect™
INSIGHTS
View now
Generate more loans, improve customer service, and gain a competitive advantage in a tough marketplace
Provide a pathway to Day 1 Certainty® by helping reduce paperwork and cycle time via the DU validation service, and receive appraisal waivers on eligible transactions
Rely on Fannie Mae's automated mortgage loan underwriting system to:
EarlyCheck, eMortgage, Collateral Underwriter
BUNDLES WITH:
DU validation service
ADDITIONAL FEATURE:
Desktop Underwriter® (DU®)/Desktop Originator® (DO®), the industry-leading underwriting system, is designed to help lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
Reduce paperwork and cycle time so you can close more loans faster
Desktop Underwriter
ORIGINATION | CORE SOLUTION
View now
Receive Day 1 Certainty with relief from representations and warranties on eligible loans
Validate income, asset, and employment data
The DU validation service enables you to:
Desktop Underwriter
BUNDLES WITH:
Advance the power of Desktop Underwriter with technology designed to help you validate borrower information, process loans faster, and reduce cycle time from application to close.
Fast-track loans and improve the borrower experience
DU Validation Service
ORIGINATION | ADDITIONAL FEATURE
View now
Get immediate feedback with actionable messages
Facilitate the review process
The industry-leading appraisal risk assessment tool helps you:
Collateral Underwriter uses advanced analytics with its database of over 50 million appraisals to help identify appraisal quality issues.
Manage collateral risk and improve appraisal quality
Collateral Underwriter
ORIGINATION | CORE SOLUTION
Achieve freedom from reps and warrants on property value on eligible appraisals as part of Day 1 Certainty
Proactively identify and manage appraisal risks prior to loan delivery
View now
Easily pair-off or roll commitments to the next MBS issue month
Create and manage mandatory commitments
Quickly access live guaranty fees
The Pricing & Execution – MBS application experience helps you:
Use this application to quickly browse live guaranty fee pricing, create mandatory commitments, and efficiently manage the MBS committing and delivery processes.
Experience simple and efficient pricing of MBS
Pricing & Execution – MBS
SELLING | CORE SOLUTION
View now
Manage your pipeline to help meet your business goals
Bring certainty to your executions
Live pricing based on changing market conditions
Potential benefits:
Our whole loan committing platform helps you to efficiently browse, price, and commit whole loans when selling to us. Choose mandatory or best efforts committing — both options available on a loan-by-loan basis — so you can determine how to best manage your pipeline.
Optimize your liquidity by selling whole loans to Fannie Mae
Pricing & Execution – Whole Loan
SELLING | CORE SOLUTION
View now
Standardized format for servicer pricing and the ability to lock in the servicing-released premium (SRP) at time of commitment
Streamlined process for simultaneously selling a loan and mortgage servicing rights
Easily initiate and manage servicer relationships
Operational efficiencies include:
With more than a dozen servicing buyers, a wide variety of integrated vendors, and all-in funding typically within 24 hours, Servicing Marketplace offers a flexible and accessible source of liquidity to our customers.
Connect with servicing buyers from one powerful platform
Servicing Marketplace
SELLING | CORE SOLUTION
Pricing & Execution – Whole Loan
BUNDLES WITH:
View now
Identify and correct issues before loan closing/sale
Compare data submitted to EarlyCheck against data submitted in Desktop Underwriter and Uniform Collateral Data Portal
Use EarlyCheck to:
Desktop Underwriter, Collateral Underwriter, Loan Delivery
BUNDLES WITH:
Improve the quality of loan data by comparing data from your origination or delivery files against underwriting and delivery edits and other information that needs to be reviewed before the loan is delivered. EarlyCheck helps to improve process efficiencies and reduce funding delays.
Identify and address potential problems prior to loan delivery
EarlyCheck
DELIVERING | CORE SOLUTION
View now
Submit MBS corrections, wiring instructions and revisions, and request pool numbers
Edit data against Fannie Mae business rules
Use Loan Delivery to:
Desktop Underwriter, EarlyCheck
BUNDLES WITH:
Our web-based platform enables you to import or manually enter loan and pool data, edit, track, and export loan and pool data for use elsewhere in your organization.
Submit loans to Fannie Mae for whole loan sale and MBS pools
Loan Delivery
DELIVERING | CORE SOLUTION
Compare data submitted to Desktop Underwriter against your loan delivery data
View now
Improve data quality and reduce or eliminate missing documents and signatures in the closing package
Reduce or eliminate the cost of managing paper closing documents
A faster, more transparent mortgage process
Potential benfits:
eClosings and eMortgages take the home mortgage process digital. These tools can help improve data quality and risk management, increase operational efficiency, and create a superior experience for your borrowers.
Offer a paperless mortgage experience
eClosings & eMortgages
DELIVERING | CORE SOLUTION
View now
Over 90 curated reports across the loan life cycle
Data available for download in multiple formats and via APIs
Visualizations that help transform your data into actionable insights
An easy-to-use interface gives you access to:
Get the information you want, how you want it, 24/7. Gain visibility into your business transactions with Fannie Mae to support financial reporting and inform executive decisions.
Power business decisions with data, reporting, and analytics from a single source
Fannie Mae Connect
INSIGHTS | CORE SOLUTION
View now
Leverage housing and economic data at no cost to create solutions, strategies, and apps through our public APIs
Access mortgage data and gain insights across the entire loan life cycle with our customer APIs
Browse our API catalog:
Our APIs are built to help you improve your business. Integrate with our APIs to help reduce costs and increase productivity throughout the loan life cycle.
Connect to Fannie Mae data to drive efficiencies and improve customer experiences
Application Programming Interfaces (APIs)
INSIGHTS | CORE SOLUTION
View now
Calculate borrower contribution and promissory note needed for a short sale and mortgage release
Provide findings for all evaluated workouts and returns all historical prior workout data
SMDU enables servicers to:
Servicing Management Default Underwriter™ (SMDU™), our industry-leading workout decisioning and case reporting tool, simplifies the process of determining workout eligibility under our Guides, allowing mortgage servicers to make real-time workout decisions with confidence and offer the best solutions to homeowners.
Deliver certainty, speed, and cost savings in loss mitigation
Servicing Management Default Underwriter
SERVICING | CORE SOLUTION
LSDU
BUNDLES WITH:
View now
Reducing the time it takes to research and resolve data exceptions
Continuously reconciling loan and cash positions with Fannie Mae
Rely on LSDU to simplify servicing by:
BUNDLES WITH:
Loan Servicing Data Utility (LSDU) provides a near real-time view into Fannie Mae loan data and data exceptions. Servicers can access over 90 key investors reporting loan data elements of the loans they service through an easy-to-use interface.
Simplify servicing with access to accurate, near real-time, loan-level data
Loan Servicing Data Utility
SERVICING | CORE SOLUTION
Improving the accuracy and quality of the investor reporting processes
Home
Origination
Selling
Delivering
Servicing
Insights
FannieMae.com
SEE MORE
SEE MORE
SEE MORE
SEE MORE
Deliver contactless
experiences
Work faster and more efficiently
SEE LESS
Modernize and save paper
SEE LESS
Ensure data-driven experiences
Servicing solutions
Lending solutions
SEE LESS
SEE LESS
Ensure simple and efficient
delivery of loans to Fannie Mae in exchange for MBS.
Loan Delivery
DELIVERING
Leverage appraisal data and manage collateral risk.
EarlyCheck™
DELIVERING
Validate income, asset,
and employment data.
Servicing Marketplace®
SELLING
Optimize liquidity by
selling whole loans to Fannie Mae.
Pricing & Execution – Whole Loan™
SELLING
Identify potential delivery edits prior to loan delivery.
Application Programming Interfaces (APIs)
INSIGHTS
Efficiently connect with servicing buyers for co-issue transactions.
Fannie Mae Connect™
INSIGHTS
Offer contactless,
digital closing
options.
eClosings & eMortgages
DELIVERING
Use our APIs to connect to our data.
Application Programming Interfaces (APIs)
INSIGHTS
Get visibility into
data, reporting, and analytics.
Fannie Mae Connect™
INSIGHTS
Assess accurate, near
real-time, loan-level
data.
Loan Servicing
Data Utility
SERVICING
Simplify the process
of determining
workout eligibility.
Servicing Management Default Underwriter™
SERVICING
Efficiently connect with servicing sellers for co-issue transactions.
Servicing Marketplace®
SELLING
Home
Origination
Selling
Delivering
Servicing
Insights
FannieMae.com
BACK TO TOP
Avoid manual error resolution during the delivery process and post-purchase
Generate more loans, improve customer service, and gain a competitive advantage in a tough marketplace
Provide a pathway to Day 1 Certainty® by helping reduce paperwork and cycle time via the DU validation service, and receive appraisal waivers on eligible transactions
Rely on Fannie Mae's automated mortgage loan underwriting system to:
EarlyCheck, eMortgage, Collateral Underwriter
BUNDLES WITH:
DU validation service
ADDITIONAL FEATURE:
Desktop Underwriter® (DU®)/Desktop Originator® (DO®), the industry-leading underwriting system, is designed to help lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
Reduce paperwork and cycle time so you can close more loans faster
Desktop Underwriter
ORIGINATION | CORE SOLUTION
View now
Receive Day 1 Certainty with relief from representations and warranties on eligible loans
Validate income, asset, and employment data
The DU validation service enables you to:
Desktop Underwriter
BUNDLES WITH:
Advance the power of Desktop Underwriter with technology designed to help you validate borrower information, process loans faster, and reduce cycle time from application to close.
Fast-track loans and improve the borrower experience
DU Validation Service
ORIGINATION | ADDITIONAL FEATURE
View now
Achieve freedom from reps and warrants on property value on eligible appraisals as part of Day 1 Certainty
Proactively identify and manage appraisal risks prior to loan delivery
Get immediate feedback with actionable messages
Facilitate the review process
The industry-leading appraisal risk assessment tool helps you:
Collateral Underwriter uses advanced analytics with its database of over 50 million appraisals to help identify appraisal quality issues.
Manage collateral risk and improve appraisal quality
Collateral Underwriter
ORIGINATION | CORE SOLUTION
View now
Easily pair-off or roll commitments to the next MBS issue month
Create and manage mandatory commitments
Quickly access live guaranty fees
The Pricing & Execution – MBS application experience helps you:
Use this application to quickly browse live guaranty fee pricing, create mandatory commitments, and efficiently manage the MBS committing and delivery processes.
Experience simple and efficient pricing of MBS
Pricing & Execution – MBS
SELLING | CORE SOLUTION
View now
Manage your pipeline to meet your business goals
Bring certainty to your executions
Live pricing based on changing market conditions
Potential benefits:
Our whole loan committing platform helps you efficiently browse, price, and commit whole loans when selling to us. Choose mandatory or best efforts committing — both options available on a loan-by-loan basis — so you can determine how to best manage your pipeline.
Optimize your liquidity by selling whole loans to Fannie Mae
Pricing & Execution – Whole Loan
SELLING | CORE SOLUTION
View now
Standardized format for servicer pricing and the ability to lock in the servicing-released premium (SRP) at time of commitment
Streamlined process for simultaneously selling a loan and mortgage servicing rights
Easily initiate and manage servicer relationships
Operational efficiencies include:
With more than a dozen servicing buyers, a wide variety of integrated vendors, and all-in funding typically within 24 hours, Servicing Marketplace offers a flexible and accessible source of liquidity to our customers.
Connect with servicing buyers from one powerful platform
Servicing Marketplace
SELLING | CORE SOLUTION
View now
Avoid manual error resolution during the delivery process and post-purchase
Identify and correct issues before loan closing/sale
Compare data submitted to EarlyCheck against data submitted in Desktop Underwriter and Uniform Collateral Data Portal
Use EarlyCheck to:
View now
Desktop Underwriter, Collateral Underwriter, Loan Delivery
BUNDLES WITH:
Improve the quality of loan data by comparing data from your origination or delivery files against underwriting and delivery edits and other information that needs to be reviewed before the loan is delivered. EarlyCheck helps to improve process efficiencies and reduce funding delays.
Identify and address potential problems prior to loan delivery
EarlyCheck
DELIVERING | CORE SOLUTION
Submit MBS corrections, wiring instructions and revisions, and request pool numbers
Compare data submitted to Desktop Underwriter against your loan delivery data
Edit data against Fannie Mae business rules
Use Loan Delivery to:
View now
Desktop Underwriter, EarlyCheck
BUNDLES WITH:
Our web-based platform enables you to import or manually enter loan and pool data, edit, track, and export loan and pool data for use elsewhere in your organization.
Submit loans to Fannie Mae for whole loan sale and MBS pools
Loan Delivery
DELIVERING | CORE SOLUTION
Improve data quality and reduce or eliminate missing documents and signatures in the
closing package
Reduce or eliminate the cost of managing paper closing documents
A faster, more transparent mortgage process
Potential benefits:
View now
eClosings and eMortgages take the home mortgage process digital. These tools can help improve data quality and risk management, increase operational efficiency, and create a superior experience for your borrowers.
Offer a paperless mortgage experience
eClosings & eMortgages
DELIVERING | CORE SOLUTION
Over 90 curated reports across the loan life cycle
Data available for download in multiple formats and via APIs
Visualizations that help transform your data into actionable insights
An easy-to-use-interface gives you access to:
View now
Get the information you want, how you want it, 24/7. Gain visibility into your business transactions with Fannie Mae to support financial reporting and inform executive decisions.
Power business decisions with data, reporting, and analytics from a single source
Fannie Mae Connect
INSIGHTS | CORE SOLUTION
Leverage housing and economic data at no cost to create solutions, strategies, and apps through our public APIs
Access mortgage data and gain insights across the entire loan life cycle with our customer APIs
Browse our API catalog:
View now
Our APIs are built to help you improve your business. Integrate with our APIs to help reduce costs and increase productivity throughout the loan life cycle.
Connect to Fannie Mae data to
drive efficiencies and improve
customer experiences
Application Programming Interfaces (APIs)
INSIGHTS | CORE SOLUTION
Calculate borrower contribution and promissory note needed for a short sale and mortgage release
Provide findings for all evaluated workouts and returns all historical prior workout data
SMDU enables servicers to:
Servicing Management Default Underwriter™ (SMDU™), our industry-leading workout decisioning and case reporting tool, simplifies the process of determining workout eligibility under our Guides, allowing mortgage servicers to make real-time workout decisions with confidence and offer the best solutions to homeowners.
Deliver certainty, speed, and cost savings in loss mitigation
Servicing Management Default Underwriter
SERVICING | CORE SOLUTION
View now
Improving the accuracy and quality of the investor reporting processes
Reducing the time it takes to research and resolve data exceptions
Continuously reconciling loan and cash positions with Fannie Mae
Rely on LSDU to simplify servicing by:
Loan Servicing Data Utility (LSDU) provides a near real-time view into Fannie Mae loan data and data exceptions. Servicers can access over 90 key investors reporting loan data elements of the loans they service through an easy-to-use interface.
Simplify servicing with access to accurate, near real-time, loan-level data
Loan Servicing Data Utility
SERVICING | CORE SOLUTION
View now
Standardized format for servicer pricing and the ability to lock in the servicing-released premium (SRP) at time of commitment
Streamlined process for simultaneously selling a loan and mortgage servicing rights
Easily initiate and manage servicer relationships
Operational efficiencies include:
Pricing & Execution – Whole Loan
BUNDLES WITH:
With more than a dozen servicing buyers, a wide variety of integrated vendors, and all-in funding typically within 24 hours, Servicing Marketplace offers a flexible and accessible source of liquidity to our customers.
Connect with servicing sellers from one powerful platform
Servicing Marketplace
SELLING | CORE SOLUTION
View now
Over 90 curated reports across the loan life cycle
Data available for download in multiple formats and via APIs
Visualizations that help transform your data into actionable insights
An easy-to-use-interface gives you access to:
Get the information you want, how you want it, 24/7. Gain visibility into your business transactions with Fannie Mae to support financial reporting and inform executive decisions.
Power business decisions with data, reporting, and analytics from a single source
Fannie Mae Connect
INSIGHTS | CORE SOLUTION
View now
Leverage housing and economic data at no cost to create solutions, strategies, and apps through our public APIs
Access mortgage data and gain insights across the entire loan life cycle with our customer APIs
Browse our API catalog:
Our APIs are built to help you improve your business. Integrate with our APIs to help reduce costs and increase productivity throughout the loan life cycle.
Connect to Fannie Mae data to
drive efficiencies and improve
customer experiences
Application Programming Interfaces (APIs)
INSIGHTS | CORE SOLUTION
View now
LSDU
BUNDLES WITH:
SMDU
BUNDLES WITH:
Pricing & Execution – Whole Loan
BUNDLES WITH:
Leverage housing and economic data at no cost to create solutions, strategies, and apps through our public APIs
Access mortgage data and gain insights across the entire loan life cycle with our customer APIs
Browse our API catalog:
View now
Our APIs are built to help you improve your business. Integrate with our APIs to help reduce costs and increase productivity throughout the loan life cycle.
Connect to Fannie Mae data to drive efficiencies and improve customer experiences
Application Programming Interfaces (APIs)
INSIGHTS | CORE SOLUTION
Over 90 curated reports across the loan life cycle
Data available for download in multiple formats and via APIs
Visualizations that help transform your data into actionable insights
An easy-to-use interface gives you access to:
View now
Get the information you want, how you want it, 24/7. Gain visibility into your business transactions with Fannie Mae to support financial reporting and inform executive decisions.
Power business decisions with data, reporting, and analytics from a single source
Fannie Mae Connect
INSIGHTS | CORE SOLUTION
View now
Standardized format for servicer pricing and the ability to lock in the servicing-released premium (SRP) at time of commitment
Streamlined process for simultaneously selling a loan and mortgage servicing rights
Easily initiate and manage servicer relationships
Operational efficiencies include:
Pricing & Execution – Whole Loan
BUNDLES WITH:
With more than a dozen servicing buyers, a wide variety of integrated vendors, and all-in funding typically within 24 hours, Servicing Marketplace offers a flexible and accessible source of liquidity to our customers.
Connect with servicing buyers from one powerful platform
Servicing Marketplace
SELLING | CORE SOLUTION
Digital Mortgage Solutions
Fannie Mae’s industry experience, and the innovative tools that they have, push us and allow us to roll out new technology to both our customers and our employees.
”
“
Erin Beck, Employee Experience Journey Lead, U.S. Bank
Save time and money on expense reimbursements, REOgram confirmations, and the Pre-Foreclosure Property Inspection & Preservation Program.
Property 360™
SERVICING
Identification of data discrepancies for faster resolution
Reduced manual data entry through automation and real-time data
Property 360 provides:
Property 360 streamlines the expense reimbursement process while servicing Fannie Mae loans. It also automatically creates real estate owned (REO) cases by using real-time data sources, replacing manual submissions of REOgram notifications. Additionally, Property 360 is an integration option for the Pre-Foreclosure Property Inspection & Preservation Program, which eliminates servicer expenditures for inspections and preservation.
Time and cost savings for expense reimbursement, REOgrams™, and the Pre-Foreclosure Property Inspection & Preservation Program
Property 360™
SERVICING | CORE SOLUTION
View now
Operational efficiencies and cost savings
Assess accurate, near
real-time, loan-level
data.
Property 360™
SERVICING
Operational efficiencies and cost savings
Identification of data discrepancies for faster resolution
Reduced manual data entry through automation and real-time data
Property 360 provides:
Property 360 streamlines the expense reimbursement process while servicing Fannie Mae loans. It also automatically creates real estate owned (REO) cases by using real-time data sources, replacing manual submissions of REOgram notifications. Additionally, Property 360 is an integration option for the Pre-Foreclosure Property Inspection & Preservation Program, which eliminates servicer expenditures for inspections and preservation.
Time and cost savings for expense reimbursement, REOgrams™, and Pre-Foreclosure Property Inspection & Preservation Program
Property 360™
SERVICING | CORE SOLUTION
View now
SMDU
Privacy
Legal
Go digital and save paper
Our digital mortgage solutions can save time and reduce the number of pages in your loan files.
Go digital and save paper
Our digital mortgage solutions can save time and reduce the number of pages in your loan files.
