Fannie Mae | HomeReady

———The Basics

Why Choose HomeReady Mortgage?

Learn how you can help creditworthy,
low-income borrowers get into homes for
as little as 3% down.


HomeReady Fact Sheet

Meet the diverse needs of today’s buyers and grow
your business with the HomeReady mortgage, our
premier affordable lending product.


———The Details

Product Matrix

Learn about eligibility, underwriting, and pricing
guidelines for various property types.



Get the facts on features, requirements, and
benefits of HomeReady.


———The Borrower

Borrower Checklist

As you’re getting started, use this list to assess
whether your borrower may be a good candidate for a
HomeReady mortgage.


Conversation Starters

Ready to spark a discussion? Use these simple talking
points to educate borrowers on the benefits
of HomeReady.


Area Median Income Lookup Tool

Use the interactive map to quickly look up income eligibility by area, property address or Federal Information Processing Standards (FIPS) code.

For Area Median Income Lookup Tool Tips click here.
You can also download Income Eligibility by county (excel).

Go to AMI Lookup Tool


Help your borrowers along the homeownership journey with these resources.

How to Fulfill the Homeownership Education Requirement

Help prepare borrowers to successfully purchase and own a home with HomeView®.


Fannie Mae HomeView

Fannie Mae offers HomeView, a comprehensive interactive course that offers a 360-degree perspective of the homebuying process.

Learn more


Marketing Center

Use this resource to customize HomeReady marketing
and informational materials for outreach to borrowers
and housing partners.

Learn more